I think that if there are so many large fins far from the centre of gravity that they can reliably bring back the rocket that started to fall, they would also make it almost impossible to do gravity turn (or any turn for that matter below 15-20 km). It would be like trying to make tilting doll lower its head and don't go back. In my experience (which is not very large to tell the truth) some fins can help but they are not always a best solution. After I've learnt to keep level indicator point inside the prograde market, don't go too fast (not faster than the terminal velocity, although I don't know how to determine it for different rockets) and put things like goo canisters, batteries and protruding antennas inside the service module, my rate of catastrophic failures decreased significantly.- - - Updated - - - As far as I know many modern rockets don't have tail-fins. For example: US Antares and Falcon 9, Russian Soyuz 2 and Angara, based on the photos neither of them have tail-fins.